Surprising Ways Insurance Can Impact Your Life header image

Surprising Ways Insurance Can Impact Your Life

There's a lot more to insurance than meets the eye. While most people understand the importance of insurance at face value, not everyone knows the many ways that insurance can impact your life.

Protects against ID theft

Identity theft is one of the fastest growing crimes in the United States, topping the Federal Trade Commission's list of consumer complaints for several years. Farm Bureau Financial Services offers a comprehensive suite of products and services including affordable identity theft protection that can help you through quick detection and rapid response if you are targeted. And, if the worst should occur, you can connect with experienced fraud specialists who will work to resolve the situation so you don't have to go about it alone.

Contributes to business success

The future planning needs for business owners are many: succession strategies being one of the top priorities. Who will take over the business when I'm no longer able? It's the question you and your agent can answer when you customize a business succession strategy that fits your needs so you can successfully hand off the baton to the next generation.

Keep business owners in business

To a business owner, owning a business is more than a source of income; it's a dream. Business insurance protects that dream. By customizing your coverage you can stay in business - no matter what life throws your way.

Helps community members retire comfortably

Retirement is the beginning of an exciting new chapter in any life. By understanding your retirement options now, you can achieve your retirement goals later.

Benefits charities

Life insurance can be a great tool for increasing charitable giving in your community. The opportunity to make a larger gift than otherwise possible by designating a favorite charity as a beneficiary on your life insurance policies.

Builds safer drivers 

Distracted driving leads to car accidents, injured pedestrians and damaged property, and with new teen drivers taking to the road each day, there has never been a greater need for safe driving education than now. For client/members who are under the age of 25, and complete the Farm Bureau Young Driver Safety program, it helps build safer drivers in the community, while saving them money on their car insurance, too.

Helps others leave a legacy 

Passing on a legacy to the next generation is important. How will you help your family members fund the future and fuel their dreams? There are many opportunities for you to leave a lasting legacy through life insurance in addition to providing for their your spouse, family and other heirs.

Builds up cash value for emergencies

Do you need cash to help pay for college tuition? To make down payment on a home? Or, to come up with a quick source of cash in an emergency? Whatever the reason, there are a number of ways you can tap into the cash value you've built up on a permanent policy.

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